Stores - Terms of payment

1. Paying in cash directly in the store.

2.Payment/ preliminary invoice – simply using online banking directly from your home, as well as with a
transfer order or a general payment slip based on a preliminary invoice with a 3-day option. Payment
details:
Meblo trade d.o.o., Remetinečka 137, 10 000 Zagreb
Purpose: Payment by preliminary invoice
IBAN: HR9323600001101217095 at Zagrebačka banka d.d.
SWIFT: ZABAHR2X
Call number: 595-number of preliminary invoice
Amount: “the amount of the preliminary invoice”

2. One-time credit card payment: American Express, MasterCard, Visa and Diners

3.One-time debit card payment: MAESTRO (all banks)

5. Up to 12 installments with 0% interest using credit cards or debit cards

• PBZ: American Express (for amounts higher than 500,00 kn), Maestro (for amounts higher than 500,00 kn), VISA (for amounts higher than 500,00 kn)
• Erste: Diners (no minimum amount), Maestro, Mastercard i VISA (for amounts higher than 200,00 kn)
• ZABA: Mastercard (for amounts higher than 500,00 kn), Maestro (for amounts higher than 100,00 kn), VISA for amounts higher than 500,00 kn)
• Splitska banka: VISA, Maestro, Mastercard (for amounts higher than 500,00 kn)
• Raiffeisen: Mastercard, VISA (for amounts higher than 300,00 kn)

6. Up to 24 installments with 0% interest using credit cards or debit cards: Diners, MasterCard or VISA (ZABA) (with different payment conditions/discounts)

The conditions for paying in installments:

NUMBER OF INSTALLMENTS	MIN. AMOUNT (KN)
AMEX (PBZ) UP TO 12 INSTALLMENTS WITH 0% INTEREST	1.000,00
DINERS UP TO 24 INSTALLMENTS WITH 0% INTEREST	500,00
MASTERCARD OR VISA (ZABA) UP TO 24 INSTALLMENTS WITH 0% INTEREST	500,00
MAESTRO (ERSTE) UP TO 12 INSTALLMENTS WITH 0% INTEREST	200,00
MAESTRO (PBZ) UP TO 12 INSTALLMENTS WITH 0% INTEREST	500,00
MAESTRO (ZABA) UP TO 12 INSTALLMENTS WITH 0% INTEREST	100,00
MASTERCARD AND VISA (RAIFFEISEN) UP TO 12 INSTALLMENTS WITH 0% INTEREST	200,00
MASTERCARD (ZABA) UP TO 12 INSTALLMENTS WITH 0% INTEREST	500,00
VISA (SPLITSKA BANKA) UP TO 12 INSTALLMENTS WITH 0% INTEREST	500,00
VISA (ZABA) UP TO 12 INSTALLMENTS WITH 0% INTEREST	500,00
VISA / VISA INSPIRE (PBZ) FROM 3 -12 INSTALLMENTS WITH 0% INTEREST	500,00

6. Consumer credit

• AMEX PBZ - private credit cards
  • 13-60 installments
  • From 1.000,00kn to 100.000,00kn
  • Customer fee as billed by Amex:
    • Interest rate 8,42% per year
    • +1,5% one time fee for the total loan amount

• AMEX PBZ - business credit cards
  • 13-24 installments
  • From 1.000,00kn to 80.000,00kn
  • Customer fee as billed by Amex:
    • Interest rate 9,98% per year
    • +1,5% one time fee for the total loan amount

• MASTERCARD ZABA
  • 13-36 installments
  • From 1.000,00 to 60.000,00kn
  • Customer fee as billed by ZABA:
    • Interest rate 9,98% per year
    • +1,5% one time fee for the total loan amount

• VISA - SPLITSKA BANKA
  • 13-24 installments
  • From 1.000,00 - 20.000,00kn (except for the users of VISA PRESTIGE package - up to 30.000,00kn)
  • Customer fee as billed by Splitska banka:
    • Interest rate 8,75% per year